Information presented is as of the dates or for the periods indicated and Symetra Financial Corp. neither intends nor undertakes any obligation to update such information to reflect events or circumstances after the date on which it was issued.

In connection with the issuance of $150 million aggregate principal amount of Capital Efficient Notes due 2067 (the “CENts”) on October 10, 2007, Symetra Financial Corporation (“Symetra”) entered into a Replacement Capital Covenant (the “RCC”) for the benefit of the holders of Symetra’s then outstanding 6.125% Senior Notes due 2016 (the “Senior Notes”). On April 1, 2016, the Senior Notes were repaid in full at their final scheduled maturity and, as a result, there is no longer any “Covered Debt” or “Covered Debtholders” (each as defined in the RCC) under the RCC. As a result of the repayment of the Senior Notes, the RCC no longer provides a benefit to the holders of any of Symetra’s outstanding indebtedness.