What do ratings mean?

Ratings are impartial, third-party opinions of a company's ability and willingness to meet specific financial obligations. Financial strength ratings assess the ability of the company to meet its obligations to policyholders. Credit ratings assess the ability and willingness of an issuer to meet its financial obligations in accordance with the terms of those obligations.

A rating is not a recommendation to purchase, sell or hold a financial obligation.

  Financial Strength Ratings
Symetra Life Insurance Company
Credit Ratings
Symetra Financial Corporation
Senior Unsecured Debt
A.M. Best A bbb+
Standard & Poor's A BBB
Moody's A1 Baa1

Dates of last ratings updates or affirmations are as follows: A.M. Best - 4/24/24; Standard & Poor's - 4/1/24; and Moody's - 2/14/24.

Please see below for more information on insurer financial strength rating categories. For information on credit rating categories, visit the websites of the individual rating agencies.


Financial Strength Ratings Definitions

A.M. Best
A: "Excellent" (Third highest of 16). For more information, visit www.ambest.com.

Standard & Poor's
A: "Strong" (Sixth highest of 21). For more information, visit www.standardandpoors.com.

Moody's Investors Service
A1: "Good" (Fifth highest of 21). For more information, visit www.moodys.com.