SEC Form 3 
FORM 3	UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940 	  
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1. Name and Address of Reporting Person*
Katzmar Holmes Christine Ann	

(Last)	(First)	(Middle)	
777 108TH AVE NE	
SUITE 1200	

(Street) 
BELLEVUE	WA	98004	

(City)	(State)	(Zip)	
	2. Date of Event Requiring Statement (Month/Day/Year)
01/21/2010 	3. Issuer Name and Ticker or Trading Symbol 
Symetra Financial CORP [ SYA ] 		
		4. Relationship of Reporting Person(s) to Issuer 
(Check all applicable) 
	Director		10% Owner	
X	Officer (give title below)		Other (specify below)	
VP - Human Resources	
	5. If Amendment, Date of Original Filed (Month/Day/Year)				
			6. Individual or Joint/Group Filing (Check Applicable Line) 
X	Form filed by One Reporting Person	
	Form filed by More than One Reporting Person	
	
Table I - Non-Derivative Securities Beneficially Owned	
1. Title of Security (Instr. 4) 	2. Amount of Securities Beneficially Owned (Instr. 4) 	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 	4. Nature of Indirect Beneficial Ownership (Instr. 5) 	
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities) 	
1. Title of Derivative Security (Instr. 4) 	2. Date Exercisable and Expiration Date (Month/Day/Year)	3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 	4. Conversion or Exercise Price of Derivative Security 	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 	6. Nature of Indirect Beneficial Ownership (Instr. 5) 	
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares				
Explanation of Responses:	
Remarks:	
Remarks: Exhibit List: Exhibit 24-Power of Attorney	
No securities are beneficially owned.	
	Jacqueline M. Veneziani, Attorney in Fact	01/21/2010	
	** Signature of Reporting Person	Date	
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.	
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).	
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).	
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.	
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.	
       Exhibit 24

       POWER OF ATTORNEY ? SEC SECTION 16 FILINGS

Know all by these presents, that the undersigned hereby constitutes and
appoints each of George C. Pagos, Ellen Beardsley,  and Jacqueline
M. Veneziani, each with the power to act individually,
as the undersigned's true and lawful attorney-in-fact to:

        (1)     execute for and on behalf of the undersigned, in the
                undersigned's capacity as an officer and/or director of
                Symetra Financial Corporation or one or more of its
                subsidiaries (collectively, the "Corporation"), Forms 3, 4,
                and 5, and any amendments thereto, in accordance with
                Section 16(a) of the Securities Exchange Act of
                1934 and the rules thereunder;
        (2)     do and perform any and all acts for and on behalf
                of the undersigned which may be necessary or desirable to
                complete and execute any such Form 3, 4, or 5, and timely
                file such form with the United States Securities and
                Exchange Commission and any stock exchange or similar
                authority;
        (3)     submit a Form ID for purposes of obtaining an EDGAR
                filing code, if necessary; and
        (4)     take any other action of any type whatsoever
                in connection with the foregoing which, in the opinion
                of such attorney-in-fact, may be of benefit to, in the
                best interest of, or legally required by, the undersigned,
                it being understood that the documents executed by
                such attorney-in-fact on behalf of the undersigned pursuant
                to this Power of Attorney shall be in such form and shall
                contain such terms and conditions as such attorney-in-fact
                may approve in such attorney-in-fact's discretion.

The undersigned hereby grants to each such attorney-in-fact
full power and authority to do and perform any and every act
and thing whatsoever requisite, necessary, or proper to be
done in the exercise of any of the rights and powers herein
granted, as fully to all intents and purposes as the undersigned
might or could do if personally present, with full power of substitution
or revocation, hereby ratifying and confirming all that such
attorney-in-fact, or such attorney-in-fact's substitute or substitutes,
shall lawfully do or cause to be done by virtue of this Power of
Attorney and the rights and powers herein granted.  The undersigned
acknowledges that the foregoing attorneys-in-fact, in serving in
such capacity at the request of the undersigned, are not assuming,
nor is the Corporation assuming, any of the undersigned's
responsibilities to comply with Section 16 of the Securities
Exchange Act of 1934.  Accordingly, the undersigned hereby
agrees to indemnify each Attorney for and to hold each Attorney
harmless against any loss, liability, penalty, claim, damage,
settlement, judgment, cost or expense incurred on the Attorney's
part and arising out of or in connection with actions taken
by such Attorney that are authorized hereunder, as determined
in such Attorney's discretion.

This Power of Attorney shall remain in full force and effect
until the undersigned is no longer required to file Forms 3,
4, and 5 with respect to the undersigned's holdings of and
transactions in securities issued by the Corporation, unless
earlier revoked by the undersigned in a signed writing delivered
to the foregoing attorneys-in-fact.

[Signature Page Follows]

IN WITNESS WHEREOF, the undersigned has caused this
Power of Attorney to be executed as of this 19th  day of January, 2010.

/s/ Christine A. Katzmar
Signature

Christine A. Katzmar Holmes
Print Name

[SIGNATURE PAGE SEC SECTION 16 FILINGS POWER OF ATTORNEY]